Manufacturing Quick Win. Prospect WINS.

---

•  A JHA is a step-by-step process that looks for current and potential future hazards in a workplace. 
• In this first video, an OSHA staff member explains why a Job Hazard Analysis (JHA) is an important part of a workplace safety and health program. 
• The Safe + Sound Job Hazard Analysis video series explains the steps of a JHA. 

2 minute YouTube video, US Department of Labor

•  This video explains how to review a job’s steps in depth with workers to determine how a job is done in practice. 
• The Safe + Sound Job Hazard Analysis video series explains the steps of a job hazard analysis (JHA). 

2 minute YouTube video, US Department of Labor

•  Follow along to review the steps of a job outline for hazards, what to look for, and how to include workers in the process. 
• The Safe + Sound Job Hazard Analysis video series explains the steps of a job hazard analysis (JHA). 

2 minute YouTube video, US Department of Labor

•  This final video shares how to use a Job Hazard Analysis (JHA) for long-term hazard control with monitoring, continuous improvement, and keeping workers involved in the process. 
• The Safe + Sound Job Hazard Analysis video series explains the steps of a JHA. 

2 minute YouTube video, US Department of Labor

 • General Liability fundamentals: Understand what it covers (bodily injury, property damage, product liability, personal & advertising injury) and what it doesn’t (workers’ comp, professional liability, liquor liability, auto).

• Clarify Umbrella vs. Excess Liability: Learn the key differences, how umbrella policies “drop down” to cover gaps, self-insured retentions, and why these policies are only as strong as what they follow.

• Navigate Commercial Auto & Workers’ Compensation: Discover non-owned & hired auto coverage for businesses without vehicles, plus WC mandates, audits, experience rating, class codes, and owner opt-out considerations.

• Get practical risk management & contract advice: Expert tips on notifying insurers about business changes, contractual liability, additional insured requirements, determining proper limits, and tail coverage (ERP) for claims-made policies.

The National Law Review 58 minute YouTube Video.

 Expert Analysis: Financial journalist Georgie Frost, Allianz UK CDO Akhil Lalwani, and Verisk Counsel Mary Bowie analyze AI's impact on the insurance industry. 

• Risk and Regulation: The discussion highlights AI-driven exposures, data governance, and the imperative for fair, explainable, and accountable automated decisions.
• Broker Evolution: Experts explore how AI is redefining the role of brokers amid shifting customer behavior and evolving regulatory landscapes.
• Human-AI Collaboration: The episode explores future AI maturity in insurance, emphasizing the continued, irreplaceable role of human judgment.
• Allianz 30 minute YouTube Video.

•  Emerging risks are outdating traditional strategies: PFAS/AFFF bans (no universal replacement), lithium-ion thermal runaway (harder to suppress), supply chain delays, captives/risk retention, inaccurate valuations, evolving standards, and AI are increasing fire frequency/severity and turning manageable incidents into prolonged downtime and higher insurance pressure.
• Business interruption now dominates losses: Interconnected risks, long equipment replacement times, and concentrated global supply chains mean fire impact often exceeds property damage; prevention and resiliency planning have become far more valuable.
• Key vulnerabilities require holistic assessment: Production process shifts (e.g., early EV battery installation), flammable liquids/dusts, human factors, outdated suppression/detection systems, poor maintenance, and new renewable energy setups; engineers evaluate location, construction, processes, and controls during site visits.
• Data-driven engineering improves outcomes: Accurate valuations, documented mitigation, centralized risk data, and AI tools strengthen risk quality, support captive capital management, enhance underwriter confidence, and deliver better resilience and insurance results.

TÜV SÜD. 52 minute YouTube Video.

 Dedicated forum for worker voice: Safety committees give workers a structured way to share ideas, suggestions, and concerns about hazards and procedures, directly engaging and empowering them to improve worksite conditions while boosting morale and performance.

• Ongoing improvements through participation: Even plants that believe they already have strong safety see continuous gains; the Liberty Electric Power Plant has implemented hundreds of improvements over the years through its committee, with attendance rising from just a few people to as high as 90% of staff.
• Identifying hidden hazards: Committees surface risks that managers often miss because they don’t perform the daily tasks; workers flagged rusting valve handles on a cooling water tower that could cause injury or equipment failure, leading to full replacement.
• Worker-driven solutions: Frontline hourly employees are best positioned to spot practical issues; their recommendations (like the valve handle fix) prevent injuries such as back strains and demonstrate why broad participation is essential to effective safety programs.

USDOL YouTube 3 minutes

 A worksheet is issued to employers who qualify for experience rating and details the data used to calculate the experience rating modification (mod), with the top section listing the employer’s name, NCCI risk ID, production date, and effective policy date.

• The summary section compares actual losses (reported by the carrier) against expected losses (based on the employer’s payroll size and class codes) to determine the mod.
• The detailed section shows class codes, associated payroll, and expected losses on the left, with claim data and loss amounts on the right; these are totaled and summarized on page one, which may also include explanatory comments.
• Viewers are directed to additional free resources and a webinar for a more in-depth explanation of the worksheet.

YouTube, Channel NCCI 2 minutes.

•  Differentiate Your Risk: Risk managers should proactively communicate to underwriters why their firm is better than peers by highlighting how it exceeds minimum safety regulations and regulatory requirements, rather than just meeting them, to secure better rates and terms.
• Build Long-Term Underwriter Relationships: Maintain ongoing, proactive relationships with underwriters through regular meetings and updates. Stay ahead of firm changes, regulatory shifts, and industry developments rather than treating insurance as a one-time transaction.
• Know Your Audience: Tailor presentations to the specific underwriter, provide detailed financial information for D&O and surety underwriters, while focusing on relevant exposures and risks for property and liability underwriters. Briefly address financial stability, then quickly move to the concerns that matter most to them.
• Get Involved Early in Major Changes: Involve your broker team early in mergers, acquisitions, and other significant events, even during draft purchase agreements, to identify synergies, address insurance provisions, and manage claims that may arise between signing and closing. This helps maximize savings and ensures smoother outcomes.

IRMI. 3 minute YouTube Video.

•  Learn how to find SMS safety scores on the FMCSA .gov website. 
• Motor carrier safety ratings can be found using the SAFER website linked below. 
• These are the kind of the major things that Insurnce Companies and Brokers will look for when they evaluating the trucking safety performance.
• The profile of the company or anyone else's company you'll see the SMS Safety Measurment System score.
• JD Logistics National. YouTube 4 Minutes

• This Hot Work Permit is required for any operation involving open flame or producing heat and/or sparks. 
• Work includes, but is not limited to, welding, brazing, cutting, grinding, soldering, thawing pipe, torch-applied roofing, or chemical welding. 
• Fill out and submit for a one-day permit.
• https://www.nfpa.org/downloadable-resources/forms/hot-work-permit

• Oregon OSHA 9 minute YouTube Video.

•  Machine safeguarding prevents thousands of serious injuries and deaths each year while avoiding top OSHA violations that cost millions in fines plus much higher indirect costs.
• OSHA 1910.212 and the ANSI B11 series establish core requirements for protecting workers at the point of operation, nip points, rotating parts, and flying chips/sparks.
• Practical methods include guards that meet the OUTA rule, light curtains with correct safety distance and function testing, two-hand controls, interlocks, pressure-sensitive mats, and machine-specific solutions for presses, grinders, lathes, and robot cells.
• Best practices also cover NFPA 79 electrical standards (E-stops, dropout protection), danger signs with pictograms, regular testing, and resources for deeper training.
  Rockford Systems 65 minute YouTube Video.

 This video stresses the growing importance of warehouse rack safety inspections following a 23% increase in fatal injuries from 2020 to 2021.

• It explains the key categories inspectors evaluate, how professionals identify safety risks, and why independent third-party inspections are essential for compliance and protection.
• Viewers learn practical preparation tips, the green/yellow/red hazard coding system, how to address issues ranging from minor damage to serious violations, and ways to build a lasting safety culture.

The Lifting and Rigging Channel. 10 minute YouTube Video.

 Ergonomic injuries (MSDs) are cumulative soft-tissue damage (muscles, tendons, ligaments, spine) caused by awkward postures, forceful/repetitive motions, vibration, contact stress, and psychosocial factors; they account for roughly one-third of workplace injuries, cost ~$20 billion in direct medical expenses and up to $100 billion in indirect costs annually in the U.S., and can lead to chronic disability (e.g., herniated discs, rotator-cuff tears, carpal-tunnel syndrome).

• OSHA’s enforcement approach relies on the General Duty Clause (Section 5(a)(1)) after Congress repealed the 2001 ergonomics standard; since 2001 OSHA has conducted ~7,100 ergonomics inspections and issued >1,100 hazard-alert letters (plus ~60 formal citations), focusing on high-risk sectors such as healthcare, warehousing, manufacturing, and meatpacking through national emphasis programs and complaint-driven inspections.
• Landmark cases established key precedents: Beverly Enterprises (nursing-home chain) produced a corporate-wide settlement requiring mechanical lifts, training, and programs across 800 facilities; Pepperidge Farm yielded a $1.4 million willful citation for extreme lifting (later sustained) while showing that employers’ prior abatement efforts can limit citations for repetitive-motion hazards.
• Three documented success stories illustrate dramatic results: Missouri Slope Lutheran Care Center cut MSD risk from 1-in-7 to 1-in-50, achieved EMR discounts of ~38 %, and earned VPP Star status via zero-lift policies and ceiling lifts; TitanX reduced DART 31 % and MSD-DART 48 % after an EHAL by adding lift assists and two-person rules; Ducommun eliminated severity rates (from 13+ to zero) by installing a hoist at a quench-tank workstation.

YouTube,  CORH & California Labor Lab 63 minutes.

 Safeguarding science is essential to national security, as adversarial nations use cyber espionage, intellectual property theft, and personal/professional connections to steal U.S. research and gain technological dominance.

• These threats cause billions in economic losses, endanger national security, and undermine U.S. leadership in science and technology.
• Research security serves as the first line of defense by protecting data, technology, and innovation from foreign interference and misuse.
• NIST has developed a series of research security training videos to educate researchers on the risks and protective measures, enabling safer collaborative science.

NIST. 2 minute YouTube Video.

 This video explains what tabletop exercises are, why they benefit organizations, who should participate, and how to run them effectively.

• Learn proven strategies to better prepare for threats, identify gaps in response plans, and align emergency teams on their roles.
• Discover best practices for after-action reviews and reports to document lessons learned and build improvement plans.
• Gain insights from Peter Steinfeld (AlertMedia) on assessing and strengthening emergency response plans through low-risk simulations.

AlertMedia 14 minute YouTube Video.

In 2009, Jason Brozen was severely injured when an arc flash occurred while he was performing work on an energized breaker at a hotel in Kansas. Without any personal protective equipment (PPE), the incident left Brozen, who at the time had more than 14 years of experience as a master electrician under his belt, with third-degree burns on his face and arms. He spent a week in a coma and two weeks in an intensive care unit.   

NFPA 9 minute YouTube Video.

•  Despite a softening property insurance market, securing favorable renewals requires comprehensive, data-driven risk management rather than relying on market trends alone.
• Independent risk engineering and proactive loss control are essential for uncovering hidden hazards and enhancing submission quality to insurers. 
• Proactive risk mitigation, supported by data, strengthens negotiations to secure improved coverage, better rates, and increased insurnce carrier capacity.
  TÜV SÜD 43 minute YouTube Video.

• Expert Property Assessment: Industry specialist Mike Herrmann shares advanced strategies to identify, evaluate, and mitigate critical structural and operational risks.
• Proactive Hazard Mitigation: Learn actionable methods to assess vulnerabilities ranging from natural disasters and fire safety to day-to-day operational hazards.
• Data-Driven Engineering: Discover how structured on-site surveys and quantitative analysis help calculate potential losses.
• Insurance Renewal Leverage: Understand how high-quality risk reports build carrier confidence.

TÜV SÜD 3 minute YouTube Video.