Social Services Quick Win. Prospect WINS.

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•  A JHA is a step-by-step process that looks for current and potential future hazards in a workplace. 
• In this first video, an OSHA staff member explains why a Job Hazard Analysis (JHA) is an important part of a workplace safety and health program. 
• The Safe + Sound Job Hazard Analysis video series explains the steps of a JHA. 

2 minute YouTube video, US Department of Labor

•  This video explains how to review a job’s steps in depth with workers to determine how a job is done in practice. 
• The Safe + Sound Job Hazard Analysis video series explains the steps of a job hazard analysis (JHA). 

2 minute YouTube video, US Department of Labor

•  Follow along to review the steps of a job outline for hazards, what to look for, and how to include workers in the process. 
• The Safe + Sound Job Hazard Analysis video series explains the steps of a job hazard analysis (JHA). 

2 minute YouTube video, US Department of Labor

•  This final video shares how to use a Job Hazard Analysis (JHA) for long-term hazard control with monitoring, continuous improvement, and keeping workers involved in the process. 
• The Safe + Sound Job Hazard Analysis video series explains the steps of a JHA. 

2 minute YouTube video, US Department of Labor

 • General Liability fundamentals: Understand what it covers (bodily injury, property damage, product liability, personal & advertising injury) and what it doesn’t (workers’ comp, professional liability, liquor liability, auto).

• Clarify Umbrella vs. Excess Liability: Learn the key differences, how umbrella policies “drop down” to cover gaps, self-insured retentions, and why these policies are only as strong as what they follow.

• Navigate Commercial Auto & Workers’ Compensation: Discover non-owned & hired auto coverage for businesses without vehicles, plus WC mandates, audits, experience rating, class codes, and owner opt-out considerations.

• Get practical risk management & contract advice: Expert tips on notifying insurers about business changes, contractual liability, additional insured requirements, determining proper limits, and tail coverage (ERP) for claims-made policies.

The National Law Review 58 minute YouTube Video.

 Dedicated forum for worker voice: Safety committees give workers a structured way to share ideas, suggestions, and concerns about hazards and procedures, directly engaging and empowering them to improve worksite conditions while boosting morale and performance.

• Ongoing improvements through participation: Even plants that believe they already have strong safety see continuous gains; the Liberty Electric Power Plant has implemented hundreds of improvements over the years through its committee, with attendance rising from just a few people to as high as 90% of staff.
• Identifying hidden hazards: Committees surface risks that managers often miss because they don’t perform the daily tasks; workers flagged rusting valve handles on a cooling water tower that could cause injury or equipment failure, leading to full replacement.
• Worker-driven solutions: Frontline hourly employees are best positioned to spot practical issues; their recommendations (like the valve handle fix) prevent injuries such as back strains and demonstrate why broad participation is essential to effective safety programs.
• USDOL 3 minute YouTube Video.

•  Despite a softening property insurance market, securing favorable renewals requires comprehensive, data-driven risk management rather than relying on market trends alone.
• Independent risk engineering and proactive loss control are essential for uncovering hidden hazards and enhancing submission quality to insurers. 
• Proactive risk mitigation, supported by data, strengthens negotiations to secure improved coverage, better rates, and increased insurnce carrier capacity.
  TÜV SÜD 43 minute YouTube Video.

• Expert Property Assessment: Industry specialist Mike Herrmann shares advanced strategies to identify, evaluate, and mitigate critical structural and operational risks.
• Proactive Hazard Mitigation: Learn actionable methods to assess vulnerabilities ranging from natural disasters and fire safety to day-to-day operational hazards.
• Data-Driven Engineering: Discover how structured on-site surveys and quantitative analysis help calculate potential losses.
• Insurance Renewal Leverage: Understand how high-quality risk reports build carrier confidence.

TÜV SÜD 3 minute YouTube Video.

 A worksheet is issued to employers who qualify for experience rating and details the data used to calculate the experience rating modification (mod), with the top section listing the employer’s name, NCCI risk ID, production date, and effective policy date.

• The summary section compares actual losses (reported by the carrier) against expected losses (based on the employer’s payroll size and class codes) to determine the mod.
• The detailed section shows class codes, associated payroll, and expected losses on the left, with claim data and loss amounts on the right; these are totaled and summarized on page one, which may also include explanatory comments.
• Viewers are directed to additional free resources and a webinar for a more in-depth explanation of the worksheet.

YouTube, Channel NCCI 2 minutes.

•  Differentiate Your Risk: Risk managers should proactively communicate to underwriters why their firm is better than peers by highlighting how it exceeds minimum safety regulations and regulatory requirements, rather than just meeting them, to secure better rates and terms.
• Build Long-Term Underwriter Relationships: Maintain ongoing, proactive relationships with underwriters through regular meetings and updates. Stay ahead of firm changes, regulatory shifts, and industry developments rather than treating insurance as a one-time transaction.
• Know Your Audience: Tailor presentations to the specific underwriter, provide detailed financial information for D&O and surety underwriters, while focusing on relevant exposures and risks for property and liability underwriters. Briefly address financial stability, then quickly move to the concerns that matter most to them.
• Get Involved Early in Major Changes: Involve your broker team early in mergers, acquisitions, and other significant events, even during draft purchase agreements, to identify synergies, address insurance provisions, and manage claims that may arise between signing and closing. This helps maximize savings and ensures smoother outcomes.

IRMI. 3 minute YouTube Video.

•  Purpose & Key Differences: 15-passenger vans are more dangerous than cars: they are taller/wider/heavier when loaded, have much larger blind spots, a higher center of gravity, and a greatly increased rollover risk, especially in curves or sudden maneuvers.
• Pre-Trip Inspection & Setup: Always inspect underneath for leaks, check all lights/fluids/tires (use a gauge), adjust seat/mirrors/steering wheel properly, clear loose items, and confirm every passenger wears a seatbelt (driver is legally responsible in Kentucky). Fill front seats first or remove the rear seat to create an 11-passenger van and lower the center of gravity.
• Driving Risks & Statistics: Vans are top-heavy and can roll over easily at 45 mph during evasive “J-maneuvers” (75% chance when loaded); over 440 people killed since 1990. Avoid sharp turns, driving tired, distractions (phones, eating, reading), and maintain a 4-second cushion of safety. Recommended max speed is ~65 mph or less.
• Best Practices & Response: Drive defensively, take rest breaks every 2 hours, drive during daylight when possible, and never multitask. 

 UKY EHS. YouTube 36 minutes

• This Hot Work Permit is required for any operation involving open flame or producing heat and/or sparks. 
• Work includes, but is not limited to, welding, brazing, cutting, grinding, soldering, thawing pipe, torch-applied roofing, or chemical welding. 
• Fill out and submit for a one-day permit.
• https://www.nfpa.org/downloadable-resources/forms/hot-work-permit

NFPA 3 minute YouTube Video.

Safe Patient Handling in Health Care. Identifying Risk Factors. Assess the Patient. Assess the Environment. Perform the Task Asfely. Case Studies. Applied ergonomics for nurses and health care workers and patient orientation - a guide for instructors.  

Oregon OSHA, YouTube 30 minutes

•  OSHA’s Bloodborne Pathogen Standard, which protects workers in healthcare, social services, and other roles from exposure to HIV, Hepatitis B (HBV), and other pathogens through contact with blood or body fluids during tasks like cleaning, laundry handling, or trash removal.
• Defines bloodborne pathogens, outlines who is covered, and emphasizes universal precautions, treating all blood and certain fluids as infectious—along with key protective practices.
• What to do after an exposure, common HBV and HIV symptoms, the importance of free HBV vaccinations, and employer duties including a written exposure control plan, annual training, recordkeeping, and specific healthcare sharps protocols.

Betco. YouTube 10 minute video

 Child welfare decision-making is complex and influenced by case-level factors (e.g., allegation severity, child age), worker-level factors (experience, biases), and contextual factors (agency culture, service availability); reliance on cognitive shortcuts and unaddressed racial/implicit biases contributes to errors and racial disproportionality.

• Danger (imminent or impending threat of serious harm where protective capacities are insufficient) differs from risk (likelihood of future maltreatment on a continuum); accurate ongoing assessment requires weighing both risk factors (e.g., substance abuse, isolation) and protective factors (e.g., parental resilience, social connections) using structured tools plus clinical judgment.
• Safety decisions determine whether a child is safe or unsafe and guide interventions; effective safety plans are voluntary, temporary, written, collaboratively developed with family consensus, immediately effective at controlling threats, monitorable, and as minimally disruptive as possible (longer-term services belong in case plans).
• Quality supervision (administrative, educational/clinical, and supportive) is critical for staff development, critical thinking, bias reduction, and retention; supervisors should protect one-to-one time, use coaching/modeling/open questions, support new workers through mentorship and field guidance, and address self-care.
  Administration for Children and Families (ACF) . 85 minute YouTube Video.

 Fire extinguishers (preferably multi-purpose ABC-rated for homes) are a key part of any home fire escape plan and can extinguish or suppress small fires until help arrives; choose the right type based on the potential fire class.

• Before using one, always identify escape routes, warn others, call 911, and confirm the fire is small, contained, not spreading rapidly, and in a smoke-free area.
• Use the PASS method (Pull the pin, Aim at the base, Squeeze the lever, Sweep side to side) while standing 6–8 feet back with an exit behind you; leave immediately if the fire cannot be controlled.
• Inspect extinguishers monthly (check for damage and that the gauge is in the green), place them in high-risk areas (kitchen, garage, each floor) out of children’s reach, and either refill used ones via a certified dealer or dispose of them properly through local household hazardous waste programs.

San José Fire Department.  5 minute YouTube Video.